Frequently Asked Questions

What is A To Z Pawns all about?
We are a Phoenix-based pawnshop company that has been in the business for over 25 years. Our good reputation amongst our customers for having high quality goods, exceptional service, and user-friendly customer care as enabled us to become one of the most trusted pawn shops in the area.
Who are our customers?
Many of our customers come from within the Arizona area, or even outside. We cater to all types of people - students, professionals, hobbyists, and more! With us, all customers can get cool items for their family, purchase a decent laptop for both work and school, and get rid of unwanted items at their convenience.
How do I apply for a loan at A To Z Pawns?
No formal application is necessary. Simply bring in your item/s at our store, and we’ll make a fair appraisal of its value on-site. Once done, you can expect receive your cash loan instantly! We also provide a 30-day No interest layaway for our customers.
How much do instant cash loans range from?
Our pawnshop can provide hassle-free loans ranging from $20 to $10,000 or more.
How long can I extend my loan?
From the first receipt of the loan, you have 90 days to pay it off and claim your pledged item. If that’s not enough time for you, you can extend your loan for another 90 days as long as you pay the interest within the previous deadline.
Do we need to have a credit check first like banks do?
No credit checks or applications are necessary for authorization processes like banks do. All we need is your collateral and a valid Identification to approve a cash loan within a few minutes.
How are your interest rates?
Interest rates change periodically but our pawn shop has a long track record of offering our customers some of the lowest interest rates in the whole state of Arizona!
Can I buy/sell items instead?
Yes! Our knowledgeable sales team makes sure to offer you high-quality new and used merchandise at fair prices. We also make sure we know what we’re talking about regarding all the products we deal in. Feel free to ask us any questions or recommendations for any of the products that we offer.
Where is your store located?
A To Z Pawns is located at 1818 West Bell Rd #105, Phoenix Arizona 85023 at the northeast corner of 19th Ave. & Bell Road. It’s right behind The Jack in the Box, In the shopping center!
What time does your store operate?
On weekdays, store is open from 9:00 AM to 6:00 PM except on Mondays where we close much later at 7:00 PM. On Saturdays, our store operates from 9:00 AM up to 5:00 PM only. We are closed every Sunday.
What are my payment options?
At this time, we are accepting pawn redemptions and pawn payments in cash, or debit with an extra fee. On the other hand, Sales and Layaway transactions can be made in cash, debit, Visa, MasterCard and Discover.
What kinds of items does A To Z Pawns deal with?


  • Gold, Silver & Platinum Jewelry
  • Diamond Jewelry
  • Bracelets
  • Earrings
  • Religious Jewelry
  • Gemstone Jewelry
  • Necklaces
  • Rings
  • Quality Watches
  • Semiprecious Stone Jewelry
  • Pocket Watches (Older)
  • Wedding Jewelry
  • Wedding Rings

Precious metals

  • Gold
  • Silver
  • Platinum
  • Coins

Firearms and Accessories

  • Handguns
  • Shotguns
  • Rifles
  • Ammunition
  • Gun Cases
  • Gun Scopes
  • Holster

Collectables & Electronics

  • Coins, Paper Money, Bullion, etc.
  • Art
  • Video Games
  • Video Game Systems
  • Cameras
  • T.V.s
  • iPads & Tablets
  • Computers & Laptops
  • Stereos

Musical Instruments

  • Guitars
  • Guitar Amplifiers
  • Brass Instruments
  • Electronic Equipment
  • String Instruments
  • Violins & Violas
  • Woodwind Instruments

Tools New and Used

Air Compressors Gas Engines Hand Tools Power Tools Tool Boxes Welding Tools, Tanks, Torches & Plasma Cutters Woodworking & Leather
Do you offer deals and/or discounts?
Yes, but we only offer them from time to time. If you want to learn about our latest deals, just give us a follow on our Facebook or Google+ social media pages.
I have more questions in mind, how can I contact your team?
Feel free to call us up at 602-866-090. You can ask us about the whole loan process, or talk about an individual item if you wish. Drop by A To Z Pawns for an easy and quick cash loan now!
What forms of identification do I need in order to pawn my item?
You must provide a valid Driver's License, State ID Card, passport, military, or other approved Govt. issued photo Id with the required information printed on it (eg. height, weight etc.)
What is the difference between a pawn and a loan?
A Pawn is what is commonly referred to as a collateral loan. Which means the customer brings in an item of value into the Pawnshop. That item will be the security for the pawn, and will be held until the item is redeemed. At the time of the pawn/loan the pawn specialist will ask the customer how much money He or She would like to Borrow? The customer will usually have an amount of money in mind. An agreement occurs and the pawn/loan is made. If the borrower does not redeem the pledged goods, or enter into a new transaction for the pledged goods by the maturity date, the item is forfeited to the pawnshop. There is no reporting for bad credit. The customer IS NOT required to redeem the pledged goods.